Mortgage Company
888-668-9828
530 La Sierra Drive
Sacramento, California 95864
NMLS #: 281663
CA-DOC #: 6054315
CA-DRE #: 00988341

California Public Employee Mortgage Services

Current Rates Last updated: 09 / 29 / 2011
30 Year Fixed
4.000%
4.050% APR
30 Year FHA
3.875%
4.750% APR
15 Year Fixed
3.375%
3.385% APR
*Rates based on 75% LTV, 740 FICO, w/ impounds, owner occupied, rate/term refi or purchase
*FHA rate above requires 660 credit score, 3.5% down payment

Public Employee Mortgage Solutions at Land Home Financial Services

Welcome to my website. My name is Preet Kalirai and I am a Branch Manager at Land Home Financial. I specialize in Mortgage Solutions to Public Employees.  My years of experience with home loans guarantees that your loan process will go smoothly, and you can rest assured that I am qualified and capable of handling your specialized needs.

Our Public Employee Mortgage Solutions (PEMS) are available to all active or inactive public employees in the State of California. Public Employee Mortgage Solutions include special cost protections and a good variety and competitive interest rates for purchases and refinances which are set daily by Land Home Financial. Loans may be used for both conventional and Government fixed financing loans.

 

HARP 2.O Loan Eligibility Look Up

 

Whether you are in Sacramento, San Francisco, Los Angeles, San Diego, Orange County, or elsewhere in California, please contact us to see what we can do for you!

Preet Kalirai
1-888-668-9828
CA-DOC/NMLS#281660

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Equal Housing Opportunity Lender. Rates, Program, Fees, and Guidelines are subject to change without notice. Not a commitment to lend. Land Home only conducts business in states we are approved to. Land Home Financial Services, Inc. 530 La Sierra Drive, Sacramento, California 95864. Licensed by the Department of Corporations under the California Finance Lenders law - #6073454. NMLS# 740244. CA-DRE #00988341. CA Department of Corporations - 916-324-6624. CA Dept. of Real Estate - 916-227-0931.

Mortgage Company